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American State Bank and Trust Company
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Personal Banking
Checking
Marilyn E. Olson
Assistant Vice President
Sales Manager
Lyjean Smith
Customer Service Representative
Marri Hammer
Customer Service Representative
Elaine Fixen
North Station Branch Manager

Electronic Checking Account

  • No Minimum Balance
  • No Monthly Service Fee
  • Free ATM/Check Card*
  • Free NetConnect Banking*
  • eStatement with images*
  • Free Bill Pay
  • Free InTouch Banking
  • First 50 Checks Free
  • Check writing limited to 10 cleared checks per statement cycle ($.25 per check over the limit)

*Required for this account

Basic Checking Account

  • No Minimum Balance
  • No Monthly Service Fee
  • First 50 Checks Free
  • Standard Monthly Itemized Statement

·         Basic Plus Checking Account

  • $250 Minimum Opening Deposit required
  • $250 Minimum Balance to avoid Service Fees
  • $10 Monthly Service Fee if balance falls below minimum
  • First 50 Checks Free
  • Monthly Itemized Statement with images
Interest Checking Account
  • $500 Minimum Opening Deposit required
  • $500 Minimum Balance to avoid service fees and earn interest
  • $10 Monthly Service Fee if balance falls below minimum
  • Interest accrued on daily collected balance and paid monthly. If minimum balance is not maintained interest does not accrue
  • First 50 Checks Free
  • Monthly Itemized Statement with images
Money Market Account 
  • $1,000 Minimum Opening Deposit required
  • $1,000 Minimum Balance to avoid service fees and earn interest
  • $10 Monthly Service Fee if balance falls below minimum
  • Interest accrued on daily collected balance and paid monthly. If minimum balance is not maintained interest does not accrue
  • First 50 Checks Free
  • Limited to six pre-authorized debits per statement cycle
  • Monthly itemized statement with images
Presidential Checking Account 
  • $1,500 Minimum Opening Deposit required
  • $1,500 Minimum Balance to avoid service fees and earn interest
  • $10 Monthly Service Fee if balance falls below minimum
  • Interest accrued on daily collected balance and paid monthly. If minimum balance is not maintained interest does not accrue
  • Monthly Itemized Statement with images
  • Free Personalized Checks (limit of 4 boxes per year)
  • Free Cashiers Checks
  • Free Photo Copies
  • Free Notary Service
  • Free Wire Transfers (transferred from bank to bank within continental U.S.)
  • $5 Discount on a Safety Deposit Box
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