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VISA Credit Card
Hometown Care...Hometown Service!
Accessibility.
We are locally owned and operated. You are able to inquire about your card in person.
Convenience.
Make your payments at any of our bank locations. We are able to process your payment the same day. You may also view your Visa statement and make your payments online at www.mycardstatement.com.
Service.
Our banks friendly staff is willing to help you with all your banking and credit card needs. Talk to someone you know…not a voice response system.
Value.
We are upfront about our fees. Our interest rates won’t change if you become delinquent or go over your limit.
Visa Classic
- No annual fee.
- 3.9% Introductory APR (annual percentage rate)...good for the first six months on all new accounts, then a rate of 12.9% APR.
- Balance Transfer Incentive...We will pay you $1.00 for every $100.00 transferred to your new American State Bank & Trust Company credit card account with a maximum amount of $25.00.
- Maximum credit line of $3,000.
Visa Gold
- No annual fee.
- 3.9% Introductory APR (annual percentage rate)...good for the first six months on all new accounts, then a rate of 9.9% APR.
- Balance Transfer Incentive...We will pay you $1.00 for every $100.00 transferred to your new American State Bank & Trust Company credit card account with a maximum amount of $25.00.
- Minimum credit line of $3,000.
- Free added benefits including:
- Travel and Emergency Assistance
- Auto Rental Insurance
- Warranty Manager Service
- Travel Accident Insurance
To report your card lost or stolen, call 1-800-325-3678. For after hour customer service call 1-800-299-9842. If you are calling from overseas, call VISA collect at 1-813-570-4881. VISA will accept the charges. Have operator hold for the Voice Response Unit to finish.
* The introductory APR applies to all new accounts and is good for six months from the date your account is opened.
This information about the costs of a Visa Bank Card issued by American State Bank & Trust Company is accurate as of February 22, 2010. This information may change after that date. To find out if anything has changed, call us at (701)774-4100.
ASB&T Check & Cash Card
- Use it as a cash card at MoneyPass and CIRRUS ATMs.
- Use it instead of your checkbook to purchase merchandise.
- The ASB&T Check & Cash Card is welcome everywhere VISA is accepted.
- Funds are drawn from your account as if you had written a paper check.
- Each month you get a detailed record of your transactions.
- To report your card lost or stolen, call 1-800-264-5578.
ATM Cash Card
- Immediate access to your cash 24 hours a day.
- With your Personal Identification Number (PIN), your transactions are safe and confidential.
- Your ASB&T Cash Card can be used at ATM's worldwide.
- Each month you get a detailed record of your transactions.
- To report your card lost or stolen, call 1-800-264-5578.
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