American State Bank and Trust Company of Williston North Dakota
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Raymond James Financial Services, Inc.

Personal Banking
Card Services
Elaine Fixen
Bank Card Services Officer
Elaine Fixen
Bank Card Services Officer

VISA Gold Credit Card

Hometown Card...Hometown Service!


We are locally owned and operated. You are able to inquire about your card in person.


Make your payments at any of our bank locations. We are able to process your payment the same day.  You may also view your Visa statement and make your payments online at


Our banks friendly staff is willing to help you with all your banking and credit card needs. Talk to someone you know…not a voice response system.


We are upfront about our fees. Our interest rates won’t change if you become delinquent or go over your limit.

Visa Gold

  • No annual fee.
  • 12.9% APR (Annual Percentage Rate)
  • Payments can be made online, at either ASBT bank location or by mail 
  • Free added benefits including:
    • Travel and Emergency Assistance
    • Auto Rental Insurance
    • Warranty Manager Service
    • Travel Accident Insurance

To report your card lost or stolen, call 1-800-325-3678.

This information about the costs of a Visa Bank Card issued by American State Bank & Trust Company is accurate as of November 23, 2018. To find out if anything has changed, call us at (701)774-4100. 

ASB&T Check Card

  • Use it as a cash card at MoneyPass and CIRRUS ATMs.
  • Use it instead of your checkbook to purchase merchandise.
  • The ASB&T Check Card is welcome everywhere VISA is accepted.
  • Funds are drawn from your account as if you had written a paper check.
  • Each month you get a detailed record of your transactions.
  • To report your card lost or stolen, call 1-866-546-8273.

ATM Cash Card

  • Immediate access to your cash 24 hours a day.
  • With your Personal Identification Number (PIN), your transactions are safe and confidential.
  • Your ASB&T Cash Card can be used at ATM's worldwide.
  • Each month you get a detailed record of your transactions.
  • To report your card lost or stolen, call 1-866-546-8273.

Check Card/Cash Card Activation

  • Activate your card by doing one of the following:
    • Call 1-844-380-1776
    • Complete an inquiry or withdrawal at any ATM 
    • Make a purchase at any Merchant using your pin
    • Login to NetConnect Internet Banking and navigate to Options-ATM/Debit Card
  • To report your card lost or stolen, call 1-866-546-8273
  • To change a PIN (Personal Identification Number) for a Debit/ATM Card, call 1-888-891-2435, OR, use the Drive-Up ATM at the Main Office or North Station

Apply Online now

Equal Housing Lender      FDIC
American State Bank and Trust © 2020
223 Main St
PO Box 1446
Williston, ND 58802

(800) 486-8173
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